PENGARUH DANA PIHAK KETIGA, CAR DAN LDR TERHADAP KINERJA KEUANGAN PADA SEKTOR PERBANKAN YANG GO PUBLIC DI BEI Periode 2012-2014

In this study, there are two variables: independent variable (X) of mix promotion that consists of sub-variables such as advertising, personal selling, sales promotion, public relations, direct marketing and the dependent variable (Y) of purchasing decision, the population in this study is the students of the Faculty of Economics at State University of Malang that using a smartphone Sony Xperia Series and using infinite formula. Meanwhile, the sample in this study is 100 respondents. Samples were taken by using accidental sampling technique.the results of the t-test showed that, partially, advertising (X1) and sales promotion variable (X3) have no significant influence on purchasing decisions of Smartphone Sony Xperia Series at the Faculty of Economics, State University of Malang, while on personal sale variable (X2), public relations (X4) and direct marketing (X5) has partial significant effect on purchasing decisions for Smartphone Sony Xperia Series at the Faculty of Economics, StateUniversity of Malang.

Analisis Komparatif Rasio Kebangkrutan Altman antara Bank Konvensional dan Bank syariah di Indonesia Tahun 2011

This research aimed to determine differences in the ratio of bankruptcy Altman, that is Working Capital to Total Assets , Retained Earning to Total Assets , Earning Before Interest and Tax to Total Assets , Book Value of Equity to Book Value of Debt and Sales to Total Assets. Type of research is explanation of the research or comparative. The population was 149 conventional banks and 11 sharia banks. The research sample there are 9 conventional banks and Islamic sharia banks 9 obtained through purposive sampling technique. Data analysis techniques using the technique of comparative analysis with Mann Whitney U. The results of the analysis showed that: (1) there are differences in the ratio of Working Capital to Total Assets of conventional banks and Islamic banks, (2) there are differences in the ratio of Retained Earnings to Total Assets of conventional banks and Islamic banks, (3) there are differences in the ratio of Earnings Before Interest and Tax to Total Assets of conventional banks and Islamic banks, (4) there are difference in the ratio of Book Value of Equity to Book Value of Debt conventional banks and Islamic banks, (5) there are difference in the ratio of Sales to Total Assets of conventional banks and Islamic banks in 2011. Based on the analysis and findings in this study , the authors suggest for further research should be in the study using a model such as the model Zmijewnski, Springate models, etc.

PERBEDAAN KINERJA KEUANGAN DENGAN MENGGUNAKAN METODE DU PONT SEBELUM DAN SESUDAH AKUISISI PADA PERUSAHAAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2002-2010

This study was purposed on assessing the financial performance differences by Du Pont method before and after acquisition on companies listed in Indonesian Stock Exchange during 2002-2010. The sample of this study was 29 companies which obtained through purposive sampling technique. Instruments employed in this study were return on invesment, return on equity, profit margin, and total assets turnover as well as total assets to equity, all of which are interconnected to the Du Pont method. Testing the hypothesis of the study by employing t test paired sample test.Based on the hypothesis testing, it shows the significant difference of financial performance before and after acquisition either from return on invesment, return on equity, profit margin, total assets turnover or total assets to equity.